What is statutory lien?

This article explains what statutory lien is, and what it means for you as a creditor that your claim has a statutory lien.

Statutory lien is a lien established directly by law – without requiring any agreement between the parties or a decision from public authorities.

Examples of claims with statutory lien:

Municipal fees
Common expenses in housing cooperatives
Common expenses in condominiums

What does statutory lien mean in practice?

When a claim has a statutory lien, there is a lien on the debtor’s property – even though this is not registered in the land register. This gives you as a creditor the opportunity to request a forced sale of the property if the claim is not paid. Statutory lien has first priority upon sale, and the lien itself expires after two years.

What distinguishes statutory lien cases from ordinary debt collection cases?

Cases with statutory lien are handled somewhat differently than ordinary debt collection cases:

Faster notification of forced sale – Amili sends notification of forced sale to the end customer earlier than in an ordinary debt collection case.
Waiting flow – If you do not want forced sale immediately, the case can be placed in a waiting flow where we offer the end customer payment arrangements before we proceed with the case.
Installment arrangements – We are more restrictive in granting payment deferrals and installment arrangements in cases with statutory lien.
Few disputes – Statutory claims are difficult to contest. An example is the waste management fee: even if an end customer believes they do not use the waste management service, the claim is valid unless there is a decision on exemption from the municipality.

💡 Tip: If you want to read more about statutory lien, you can find more information in our article about statutory lien.

If you have questions about statutory lien, contact us at legal@amili.no or call 73 20 61 62 and select menu option 1.

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